Sponsor: Network Merchants, LLC

Integrating payments shouldn’t feel complicated. NMI gives developers a clean, modern workflow designed to accelerate builds, reduce friction, and streamline the full integration experience from first API call to final deployment.

This walkthrough video highlights how NMI enables development teams to build, test, and launch payment experiences with greater speed and reliability.

In this walkthrough, you’ll see how developers can:

• Build faster: Use intuitive APIs, SDKs, and documentation built for developer efficiency.
• Test confidently: Access a robust sandbox with real-world scenarios and predictable behavior.
• Launch smoothly: Move from testing to production with simple onboarding and streamlined workflows.
• Scale seamlessly: Support multiple payment methods and advanced configurations as your platform grows.
• Reduce friction: Leverage developer-first tools that eliminate guesswork and keep projects on track.

Whether you’re embedding payments for the first time or modernizing an existing workflow, this video shows how NMI helps teams ship faster with less complexity.

Building and launching payments shouldn’t be slow, confusing, or dependent on scattered documentation. NMI gives developers a streamlined, modern workflow to integrate payments quickly and scale confidently.

This short video walks you through the full developer experience—showing how NMI makes integration smoother from the first line of code to final deployment.

In this video, you’ll discover how NMI helps developers:

• Integrate faster: Use clean, well-structured APIs, SDKs, and guides designed for rapid development.
• Test with confidence: Access a powerful sandbox environment with real-world scenarios and clear error handling.
• Accelerate time-to-market: Use intuitive dashboards and tools that streamline onboarding and go-live.
• Scale flexibly: Support multiple payment methods, partners, and workflows as your platform grows.
• Reduce friction: Get developer-first documentation and support that keeps projects moving.

Whether you're modernizing your payments stack or embedding payments for the first time, this video shows how NMI helps teams ship faster with less complexity.

SaaS platforms are moving beyond third-party payment add-ons and building payments directly into their products. This shift isn’t about convenience—it’s about unlocking new revenue streams, improving retention, and creating a seamless experience your customers depend on.

This eBook breaks down everything SaaS leaders need to know to integrate, optimize, and profit from embedded payments.

Inside the guide, you’ll learn how to:

• Understand the payments ecosystem: Key players, payment flows, and where SaaS platforms fit.
• Embed payments into your product: Integration best practices, SDK guidance, and security essentials.
• Monetize embedded payments: Revenue-sharing models, value-added services, and white-label opportunities.
• Scale globally: Support new payment methods, optimize approvals, and meet compliance requirements.
• Avoid costly pitfalls: The top 10 integration mistakes and how to prevent them.

Whether you’re exploring embedded payments for the first time or optimizing an existing strategy, this guide outlines the practical steps to build payment capabilities that fuel platform growth.

This independent market insight report from 451 Research provides a comprehensive look at how NMI has evolved into a full-stack, modular payments platform supporting SaaS vendors, ISOs, banks, and payment facilitators. With more than 4,000 channel partners and reach into over one million SMBs, NMI is positioned to help software-led organizations deliver branded payment experiences and capture new revenue streams.

Inside this report, you’ll learn:

• How NMI’s platform has evolved: From a flexible white-label gateway to a full-stack embedded payments platform powered by strategic acquisitions.
• The rise of software-led payments: Why SMBs now expect their software providers to offer integrated financial products.
• Key features that differentiate NMI: Broad connectivity, omnichannel acceptance, automated onboarding, underwriting, and deep risk management tools.
• The competitive landscape: How NMI compares with Stripe Connect, Payrix, Adyen for Platforms, and other PayFac-as-a-service vendors.
• Market opportunity for SaaS and ISOs: Why embedded payments are now central to customer retention, ARPU expansion, and long-term growth.

This analyst report provides both strategic context and practical guidance for any software platform, ISO, or partner evaluating the next stage of their payments strategy.

As more SMBs rely on software to run their operations, they expect payments to be built directly into the tools they use. This eBook explains how SaaS companies are launching seamlessly branded payment experiences that increase customer value and generate new revenue streams without increasing complexity.

Inside this eBook, you’ll learn how SaaS platforms:

• Monetize transactions: Turn every payment into recurring revenue through flexible revenue-share models.
• Deliver a branded user experience: Keep your logo front and center with white-label payment flows from onboarding to checkout.
• Support every payment channel: Accept online, in-app, in-store, mobile, and self-service payments through a single integration.
• Integrate on their terms: Move fast with no-code or low-code tools, or go deeper with full-API control.
• Scale efficiently: Leverage a centralized platform built to support growth without added operational overhead.

This guide shows how modern SaaS platforms are embedding payments to stay competitive, expand revenue, and deliver the frictionless experiences customers expect.

SMBs increasingly rely on industry-specific software to run scheduling, inventory, invoicing, customer engagement, and day-to-day operations. As these platforms become mission-critical, businesses expect the same level of integration in how they get paid.

According to 451 Research, 69% of SMBs want their software partners to offer integrated financial products. Embedded payments deliver a single, seamless experience for transactions, revenue visibility, and reconciliation—all within the software customers already use.

Inside this whitepaper, you’ll learn:

• Why embedded payments are reshaping SaaS economics: Unlock new revenue streams tied directly to customer transaction volume, not seat count.
• How integrated payments strengthen customer value: Deliver a unified onboarding, payment, and reporting experience without third-party tools.
• The retention impact: See why platforms offering embedded payments become harder to replace—and more central to customer workflows.
• What comes next: How payments lay the foundation for future financial services, including lending and embedded finance expansion.

Discover how SaaS companies are using embedded payments to increase ARPU, deepen customer engagement, and build a long-term competitive advantage.

As more software platforms embed payments, the leaders are the ones who understand—and optimize—the four journeys that define the merchant experience.

This eBook breaks down the essential paths users follow inside your platform: onboarding, payment acceptance, payout, and account management. Each one impacts risk, revenue, merchant satisfaction, and how well you can scale.

Inside this eBook, you’ll learn:

• Why seamless onboarding is key to maximizing approvals, lowering friction, and improving profitability.
• How to enable online, in-person, and recurring payments that match your users’ selling needs.
• How payout workflows affect cash flow, merchant trust, and your residuals.
• What great account management looks like—including self-service tools that reduce support load.
• How leading SaaS companies structure their payments strategy to grow faster.

Whether you’re launching payments for the first time or scaling an established ecosystem, this guide shows how top SaaS platforms streamline operations and unlock new revenue through embedded payments.

Consumers expect faster, easier, in-app payments — and SaaS platforms that deliver them gain a major competitive edge.

App-based payments are now second nature thanks to brands like Uber and DoorDash, and this behaviour is rapidly expanding across industries. To understand how deeply this trend has taken hold, NMI surveyed 1,000 U.S. consumers. The results are clear: in-app payments are no longer a “nice-to-have” — they’re an expectation.

Inside this eBook, you’ll discover:

• What consumers expect today: 50% pay through apps weekly, and Gen Z does so daily
• Why payment UX influences buying decisions: half of consumers choose businesses based on ease of payment
• The demand for convenience: seamless, one-click, and recurring payments are now the preferred method
• The role of loyalty and personalisation: automatic rewards and discounts drive higher engagement
• Which industries benefit most: from gyms to home services, consumers want to pay through apps

As expectations rise, SaaS platforms that embed payments — and pair them with rewards and seamless checkout — stand to capture more transactions, improve retention, and unlock new revenue streams.

Download the eBook to see the full consumer data and learn how embedded payments can transform your platform’s growth.