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Coverage Initiation: NMI provides embedded payment infrastructure to power SaaS platforms and ISOs

This independent market insight report from 451 Research provides a comprehensive look at how NMI has evolved into a full-stack, modular payments platform supporting SaaS vendors, ISOs, banks, and payment facilitators. With more than 4,000 channel partners and reach into over one million SMBs, NMI is positioned to help software-led organizations deliver branded payment experiences and capture new revenue streams.

Inside this report, you’ll learn:

How NMI’s platform has evolved: From a flexible white-label gateway to a full-stack embedded payments platform powered by strategic acquisitions.
The rise of software-led payments: Why SMBs now expect their software providers to offer integrated financial products.
Key features that differentiate NMI: Broad connectivity, omnichannel acceptance, automated onboarding, underwriting, and deep risk management tools.
The competitive landscape: How NMI compares with Stripe Connect, Payrix, Adyen for Platforms, and other PayFac-as-a-service vendors.
Market opportunity for SaaS and ISOs: Why embedded payments are now central to customer retention, ARPU expansion, and long-term growth.

This analyst report provides both strategic context and practical guidance for any software platform, ISO, or partner evaluating the next stage of their payments strategy.

The Career Transition Support Index

How does your organization’s career transition support compare to others in your industry? This new Careerminds benchmark report reveals how leading employers manage layoffs, maintain morale, and protect brand reputation through people-first transition strategies.

Backed by survey data from over 200 HR and procurement leaders, the report highlights where companies excel—and where most still fall short in delivering holistic career transition support.

Inside the Index, You’ll Learn:

How leading employers structure severance and career transition programs
What communication strategies protect trust and morale during layoffs
Key benchmarks for service maturity, training, and employee experience
Practical steps to evolve your career transition strategy before the next change event

See how your organization scores on the Career Transition Support Maturity Curve and uncover opportunities to build a more compassionate, compliant, and future-ready approach.

Download the report today to benchmark your strategy and discover how to strengthen employee transitions with confidence.

Improving Career Transition Support

Layoffs and redundancies are never easy—but how organizations handle them defines their reputation, culture, and long-term success. This new Careerminds report explores how top employers are transforming offboarding into a strategic advantage.

Backed by insights from 200+ HR and procurement leaders, the report reveals why effective career transition programs are no longer optional—they’re essential for maintaining morale, trust, and brand equity during change.

Inside the report, you’ll learn how to:

Protect your brand reputation and boost morale among remaining employees
Integrate career transition support into severance and workforce strategies
Outsource transition services for higher quality, compliance, and cost efficiency
Quantify ROI through improved satisfaction, retention, and employer brand metrics

Learn how leading companies are redefining workforce transitions—protecting both people and performance through strategic support.

Download the report to see how to elevate your organization’s approach to career transition and lead with care, clarity, and confidence.

The Global EHS Readiness Index (GERI) Report 2024

In a global survey, HSI and Focus Network gathered insights from over 1,000 EHS decision-makers across industries to assess organisational readiness and provide practical guidance for improving EHS outcomes. This comprehensive report explores key initiatives, common challenges, and evolving technology trends—offering a valuable resource to inform future EHS strategies.

Key Highlights:

EHS Maturity Assessment to help assess where your organisation stands in terms of EHS readiness.
Best Practices for enhancing safety, compliance, and overall EHS performance.
Insights for EHS Leaders to aid in identifying gaps in EHS activities and optimise EHS outcomes.

(Note: The term “EHS” in this report refers broadly to environmental, health, and safety practices, and includes related acronyms such as HSE, WHS, OHS, EHSQ, and others)

By clicking/downloading the resource, you agree to provide your business contact details. We may share your information with HSI Donesafe

The Global EHS Readiness Index (GERI) Report 2024

In a global survey, HSI and Focus Network gathered insights from over 1,000 EHS decision-makers across industries to assess organisational readiness and provide practical guidance for improving EHS outcomes. This comprehensive report explores key initiatives, common challenges, and evolving technology trends—offering a valuable resource to inform future EHS strategies.

Key Highlights:

EHS Maturity Assessment to help assess where your organisation stands in terms of EHS readiness.
Best Practices for enhancing safety, compliance, and overall EHS performance.
Insights for EHS Leaders to aid in identifying gaps in EHS activities and optimise EHS outcomes.

(Note: The term “EHS” in this report refers broadly to environmental, health, and safety practices, and includes related acronyms such as HSE, WHS, OHS, EHSQ, and others)

By clicking/downloading the resource, you agree to provide your business contact details. We may share your information with HSI Donesafe

Customer Identity Trends 2025: AI meets customer identity

Customers are encountering AI agents more often, but expectations are high and trust is fragile. This chapter shows where customers prefer AI vs. humans, which trust signals (clear labeling, human oversight, and opt-outs) build confidence, and the identity controls that keep interactions safe without adding friction.

Read it to learn:

Where customers are comfortable with AI agents and when they prefer humans
The trust signals that matter: Clear labeling, human oversight, and opt-outs
How willingness to share data varies by context and user segment
The identity controls that reduce risk: Agent authentication, secure token handling, asynchronous authorization, and fine-grained access for RAG

Improving Career Transition Support

Layoffs and redundancies are never easy—but how organizations handle them defines their reputation, culture, and long-term success. This new Careerminds report explores how top employers are transforming offboarding into a strategic advantage.

Backed by insights from 200+ HR and procurement leaders, the report reveals why effective career transition programs are no longer optional—they’re essential for maintaining morale, trust, and brand equity during change.

Inside the report, you’ll learn how to:

Protect your brand reputation and boost morale among remaining employees
Integrate career transition support into severance and workforce strategies
Outsource transition services for higher quality, compliance, and cost efficiency
Quantify ROI through improved satisfaction, retention, and employer brand metrics

Learn how leading companies are redefining workforce transitions—protecting both people and performance through strategic support.

Download the report to see how to elevate your organization’s approach to career transition and lead with care, clarity, and confidence.

The Career Transition Support Index

How does your organization’s career transition support compare to others in your industry? This new Careerminds benchmark report reveals how leading employers manage layoffs, maintain morale, and protect brand reputation through people-first transition strategies.

Backed by survey data from over 200 HR and procurement leaders, the report highlights where companies excel—and where most still fall short in delivering holistic career transition support.

Inside the Index, You’ll Learn:

How leading employers structure severance and career transition programs
What communication strategies protect trust and morale during layoffs
Key benchmarks for service maturity, training, and employee experience
Practical steps to evolve your career transition strategy before the next change event

See how your organization scores on the Career Transition Support Maturity Curve and uncover opportunities to build a more compassionate, compliant, and future-ready approach.

Download the report today to benchmark your strategy and discover how to strengthen employee transitions with confidence.

Customer Identity Trends 2025: AI meets customer identity

Customers are encountering AI agents more often, but expectations are high and trust is fragile. This chapter shows where customers prefer AI vs. humans, which trust signals (clear labeling, human oversight, and opt-outs) build confidence, and the identity controls that keep interactions safe without adding friction.

Read it to learn:

Where customers are comfortable with AI agents and when they prefer humans
The trust signals that matter: Clear labeling, human oversight, and opt-outs
How willingness to share data varies by context and user segment
The identity controls that reduce risk: Agent authentication, secure token handling, asynchronous authorization, and fine-grained access for RAG

Customer Identity Trends 2025: AI meets customer identity

Customers are encountering AI agents more often, but expectations are high and trust is fragile. This chapter shows where customers prefer AI vs. humans, which trust signals (clear labeling, human oversight, and opt-outs) build confidence, and the identity controls that keep interactions safe without adding friction.

Read it to learn:

Where customers are comfortable with AI agents and when they prefer humans
The trust signals that matter: Clear labeling, human oversight, and opt-outs
How willingness to share data varies by context and user segment
The identity controls that reduce risk: Agent authentication, secure token handling, asynchronous authorization, and fine-grained access for RAG

The Referral Myth Debunked

Buyapowa's groundbreaking research report “The Referral Myth Debunked” unveils the true value of referral marketing. With expert insights led by industry pioneers, this study reveals how referral programs drive incremental business without cannibalizing sales, proving they’re essential for sustainable growth.

Unlock exclusive data to understand what makes referral programs effective, covering best practices on program design, value analysis, and ROI assessment across industries. Gain insights on avoiding common pitfalls and maximizing business impact from referral strategies tailored for sectors from retail to telecommunications.

Take advantage of these fresh perspectives to fine-tune your approach to customer acquisition, loyalty, and advocacy. This report is a must-read for marketers ready to leverage referral marketing’s full potential to fuel brand growth.

Enjoy the report, and let’s debunk referral myths together.

Referral Codebreakers: Unlock the Science of Referrals

Our report provides a deep dive into the mechanisms that drive successful referral marketing. Our extensive research study sheds light on the strategies and practices that lead to real-world success, offering you unparalleled insights into crafting compelling referral experiences including:

What percentage of your customers expect a referral program?
How frequently should you be marketing your referral program and through which channels?
Which channels are most favored by different demographic groups, by industry, generation, and country?

Your thoughts and feedback would be highly valuable. If you have any questions or wish to discuss how these insights can be applied to your strategies, please don't hesitate to reach out.

Reward Revolution: Our Data-Driven Catalog Revealed

Every generation responds to rewards in different ways so, in addition to exploring trends around the world, we've also examined the difference between Boomers, Gen Z and everyone in between. So, next time you're piecing together the perfect reward proposition, you won't get caught out.

Our detailed research answers questions such as:

Which rewards are most likely to engage your customers?
Which gift cards would people most like to receive?
How many reward choices do customers expect?
What value of reward is most likely to get results?

These insights are pivotal for anyone looking to enhance their marketing strategies with effective rewards. If you're interested in learning more or discussing potential collaborations, please feel free to reach out.

The Global EHS Readiness Index (GERI) Report 2024

In a global survey, HSI and Focus Network gathered insights from over 1,000 EHS decision-makers across industries to assess organisational readiness and provide practical guidance for improving EHS outcomes. This comprehensive report explores key initiatives, common challenges, and evolving technology trends—offering a valuable resource to inform future EHS strategies.

Key Highlights:

EHS Maturity Assessment to help assess where your organisation stands in terms of EHS readiness.
Best Practices for enhancing safety, compliance, and overall EHS performance.
Insights for EHS Leaders to aid in identifying gaps in EHS activities and optimise EHS outcomes.

(Note: The term “EHS” in this report refers broadly to environmental, health, and safety practices, and includes related acronyms such as HSE, WHS, OHS, EHSQ, and others)

By clicking/downloading the resource, you agree to provide your business contact details. We may share your information with HSI Donesafe

How to Start an AI Initiative—And Scale it with Success

Starting your next transformation project? Before you invest in AI, make sure your foundation is ready. In this new IDC Spotlight Report, discover how manufacturers are building the infrastructure, governance, and integration needed to scale AI initiatives successfully. Learn how to break free from pilot projects, overcome data silos, and drive productivity across every part of your operation.

You’ll learn how to:

Build a digital foundation that supports scalable, data-driven AI initiatives
Transform early AI experiments into measurable business impact

If you’re planning your first AI project—or ready to take the next step—this report offers a clear roadmap to move from concept to competitive advantage.